Do I Qualify For This Program?

A few basic requirements must be met.

  • Vehicle must be used for personal use only: hobby, club/parade activities and pleasure miles are perfectly acceptable.
  • Vehicle must be running and in good or restored condition.
  • Must be kept in a fully enclosed, locked garage or storage facility when not in use.
  • Owner or drivers must be 26 or older (10 years driving experience is required).
  • Must have a good driving record. Total per household is 1 moving violation or at-fault accident in the last 3 years.
  • All Licensed drivers in the household must have a regular use vehicle. At least one regular use vehicle must be less than 15 years old.
  • Annual mileage plan: 1200, 3000, 6000 or unlimited miles per year.
If I Want Coverage, What Is Needed?
  • Fully completed and signed application
  • Recent color photographs clearly showing all four (4) sides of the vehicle. Include engine and interior, pick-ups require one (1) photo of inside truck bed.
  • Annual premium payment. If the premium is over $500, we offer installments.
  • Copy of your Insurance declarations page on the regular use vehicle; showing liability limits on regular used autos.